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Finance Food & Beverage Lifestyle Technology U.K

Innovative Chinese Takeaway JVDE PVRK Announces UK Relocation and Metaverse Project

Owners of Chinese takeaway JVDE PVRK, James Cheung and Debbie Hsu have announced the relocation of the business to the city of Birmingham. All business operations of the Chinese takeaway will hence be carried out from a new location in the West Midlands city. 

With a mindset that came out of social media, JVDE PVRK (pronounced Jade Park) combines elements of content creation, fashion, and food within the concept of their business. The company’s founders have a deep honor of Chinese tradition, but none the less, they are working hard to change an old traditional trade to a modern takeaway.

JVDE PVRK promises to continue serving customers with their savory Chinese food that tastes great every single time. Customers will still enjoy online ordering services with options of pick-up or delivery from the new location. The Chinese takeaway is also still available on UberEats and JustEat. 

JVDE PVRK was unfortunately forced to close down business operations in Wirral on the 9th of June 2022, as a result of complications with the lease of their now former building. This is the development that led to the previously mentioned decision by the founders, to relocate all business operations of the Chinese takeaway to a new location in the city of Birmingham. In addiction to this, they have also stated their plans to open more JVDE PVRK branches by 2023 to meet the growing demands of their classic Chinese takeaway. 

As a business that started during the challenging period of Covid-19, JVDE PVRK has grown to be well versed with challenges and sees this new one as an opportunity for a big and better comeback. 

Proving once more to be a pacesetter in the traditional Chinese takeaway business, JVDE PVRK has also announced that they’ll be expanding their takeaway services into the metaverse. With the rise of digital commerce, JVDE PVRK continues to break uncharted grounds in the Chinese takeaway trade by integrating current technologies into their services, taking their iconic golden box noodles into the virtual space to further meet the demands of their huge follower base (Instagram: @jvdepvrk @debbiehsu_bee / Twitter: @jvde_sauce @yummycrypoto. 

This innovative development by JVDE PVRK further aims to make their Chinese takeaway a more fun an unforgettable experience for their customers. Customers will not only enjoy delicious Chinese food, but also get a thrilling virtual world experience. The metaverse project will be an anime style NFT with similarities in aesthetics to the art posted on their social media. 

JVDE PVRK will also start accepting cryptocurrency as a form of payment for food. This is yet another step by JVDE PVRK towards bridging the gap between the traditional Chinese takeaway business and innovative technology for businesses and cementing their place as pioneers in the long-established takeaway trade. As cryptocurrencies are becoming a more popular legal tender, JVDE PVRK is adding crypto payment to provide more options for their customers for ease of transactional service. They have partnered with QWYPTO a web3 team that specialises in crypto, NFTs and web3 to deliver their crypto and metaverse journey.

JVDE PVRK Chinese takeaway is committed to providing excellent and consistent service for their customers with all the aforementioned developments. 

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Business Celebrity Finance Lifestyle Public Affairs

Businesswoman Latesha Isbell Howard advocates for economic equity for minority women-owned businesses

Businesswoman Latesha Isbell Howard advocates for economic equity for minority women-owned businesses

Find out more at www.successwithlatesha.com.

“The problems of racial injustice and economic injustice cannot be solved without a radical redistribution of political and economic power.”

– Dr. Martin Luther King, Jr.

In the business world rooted in racism and economic inequity, we can either talk about the problem or take action. Latesha Isbell Howard, a business management consultant and marketing manager for a Fortune 500 company, is all about action. With over 25 years in the business industry, she noticed a problem within her community with the lack of financial knowledge, access to capital, and entrepreneurship education, so she decided to launch Savvy Diva Enterprises.

“A lot of us were not taught about credit and personal finances,” said Howard. “Financial literacy and entrepreneurship aren’t taught in high school or college, and that’s why I offer these services.”

Her company specializes in business credit, funding solutions, education and resources for minority female entrepreneurs. She also provides additional resources that support personal credit optimization, helping clients to become lender ready.

Operating in the corporate world with her Master’s in Business Administration and a Bachelor’s in Finance, Howard has gained valuable expertise to help her clients to structure, fund, and operate their small businesses like Fortune 500 companies.

“I love what I do, but I am only making small ripples in the ocean. God says it’s time to go bigger!” said Howard. And this is why she has launched a huge initiative to serve 2,300 minority women-owned businesses annually. Savvy Diva Enterprises has developed an entrepreneurship academy, small business incubator, community development loan fund, real estate investing program, and youth financial literacy and entrepreneurship program.

“This is a call to action to every bank with CRA goals, every corporation or municipality with community and economic development goals, every philanthropist that wants to leave a legacy, and every government funding program that supports entrepreneurship or financial literacy. We’re also seeking partnerships with nonprofits whose mission aligns with ours,” said Howard. To learn more about how you can support this initiative, click here.

“Together we can change the lives of an underrepresented, underserved, and underutilized population,” said Howard. A study by McKinsey & Company states that “in a parity scenario, Black-owned businesses would generate $1.6 trillion more than they do today.” This point illustrates why economic equity is vitally important.

This trailblazing wife, mother, entrepreneur, and stage 3 breast cancer survivor lights up when she talks about teaching clients how to turn their passion into a plan and transform the plan into profits. “I love to see people win; helping these women level up in their business and finances is my life purpose,” said Howard.

To find out more, interested parties are invited to visit www.successwithlatesha.com

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Finance Financial Market Human Resources Media & Communications Public Affairs

Veteran, Entrepreneur, And Influencer ShaDonna “Mo”McPhaul Teams Up With ADP

For Immediate Release

Fayetteville, North Carolina

Veteran, Entrepreneur, And Influencer ShaDonna “Mo”McPhaul Teams Up With ADP

ShaDonna “Mo” McPhaul is a retired Air Force veteran passionate about helping businesses connect with new audiences to bring awareness to their products and services through “The Mo You Know.” As Chief Executive Officer and Founder, her vision for The “Mo You Know” is to be a conduit for businesses to connect with their target audiences.

Her new partnership with ADP, which provides payroll and human resource solutions for businesses that empower them to thrive in the changing world of work, further extends her dedication to helping businesses of all sizes achieve success.  

“I’m truly excited about working with ADP to help businesses grow and scale while taking care of their employees. Many businesses were faced unprecedented challenges during the pandemic. ADP was instrumental in helping the White House with solutions to help our business community stay afloat.” said Mo McPhaul.

Both Mo and ADP share a dedication to a culture that offers meaningful work, opportunities for advancement, competitive compensation and benefits, and training and development that also acknowledges the importance of having a work-family balance that meets everyone’s needs.

Through this partnership, Mo and ADP will provide businesses with the information and knowledge necessary in the ever-changing and complex area of payroll and Human Resources. These are often areas small and mid-size companies struggle with, especially those that are on a growth trajectory. 

About ShaDonna “Mo” McPhaul

Mo has been featured in GI Jobs Magazine, U.S. Veterans Magazine, Be Encouraged Magazine, Life in the Overflow Magazine, Women’s View Magazine, The Huffington Post, The State of New Office of African American Affairs Statewide Focus Magazine, the Fayetteville Observer, The Fayetteville Press, ABC, NBC, CBS, and Fox.

She has received several awards and recognition, including the Special Achievement Award from the NAACP-Honolulu Branch, The Mountaire Farms “Better Carolina Award, and the Values.com “Hero of the Month” for January 2015.

The Mo You Know Growth Impact Radio Show is featured on WIDU 1600AM and 99.7FM.

Press Contact

ShaDonna “Mo” McPhaul

(910) 463-9494

www.shadonnamcphaul.com

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Automotive Business Finance Personal Finance Technology

Plensy™, The World’s First NFT Auto Smart Loans, Announces Launch of Wefunder Equity Crowdfunding Campaign

Plensy™ Inc. is the World’s First End-to-End Credit & Lending Solution for Car Buyers and Dealerships, allowing consumers to regain control of their purchasing power and credit score while benefiting from interest rates and loan terms that won’t break their bank or threaten their family’s survival.

On the Plensy™ Wefunder campaign page, the general public can now make reservations. Wefunder is a website that connects startups with investors through crowdfunding. The “Kickstarter for Investing” platform makes use of a provision in the JOBS Act of 2012 that allows unaccredited investors to purchase equity in early-stage private companies.

The Points-based Lending System – Plensy™, teamed with Wefunder to offer their future customers the opportunity to purchase Plensy’s initial equity, which offers discounted shares to early Seed Round investors.

The disruptive FinTech company has achieved many milestones in the previous three years prior to the campaign’s launch, including:

• First company to create the Idea to apply NFTs to Vehicles and coin the term, Auto Smart Loans

• Patent filed in 2020

• 120 Dealerships across the United States Signed Agreements to Offer Plensy’s Alternative Lending Solution to its Customers 

• Some of the dealerships are under Warren Buffet’s Berkshire Hathaway Automotive Group and Lithia Motors, Inc., one of the largest automotive group retailers in the United States and is among the fastest-growing companies in Fortune 500

• Built a more streamlined and modern Dealer Management & Inventory System 2019-2020

• Auto Finance Innovation Award Nominee – Sam Errama, Founder & CEO

• Inspirational Woman of the Year Los Angeles Times – Brandi Kolosky, Founding Member & CGO

• Completed Friends & Family Round with $150k raised 

• Tested 3.3m data points showing a 97% efficacy of predicting default by accurately reflecting the customers’ true ability to pay a loan and their actual creditworthiness

“We are extremely excited about the opportunity to provide a superior value proposition to the consumers and dealerships while providing a significant return for our investors,” Miami Resident and Floridian, Chief Growth Officer / Founding Member of Plensy™, Brandi Kolosky, states. “The vote of confidence and eagerness from everyone over the past year shows that Plensy™ is needed now more than ever to provide a more accurate and faster solution with less risk for the credit and lending industry. We have already made significant headway on our target well before ‘going live’ on Wefunder and look forward to connecting with more fans of Plensy™!” 

Erik Day, VP & CFO of the Warren Henry Auto Group’s 14 South Florida dealerships, clarified on the 2021 CXAuto Conference panel with Ms. Kolosky at 1:34:30, “absolutely Plensy™ is needed….we are missing out on a lot of customers due to many factors…” 

“We’ve created statistical models and a loan approval prediction to increase the likelihood of a consumer qualifying while reducing missed payments and default rates. We’re employing a logistic regression model with real-time accurate data analytics and smart algorithms to assess a buyer’s true ability to pay, while our predictive analytics algorithm allows us to determine individual interest rates.”, said Plensy’s Founder, Sam Errama.

Plensy™ uses the blockchain to ensure that the above data is accurate, secure, and transparent by combining data points and risk mitigators such as rental history, gig economy income, additional assets, and more. It generates a buyer’s authenticated creditworthiness using its own patent-pending AI without increasing credit risk or creating any discriminatory racial consequences. Plensy™ is the most intricate and necessary part of the equation to disrupt the monopolized for-profit credit score firms, Experian, Transunion, and Equifax, by extending the marketplace, diversifying risks, and creating a social effect. Finally, Plensy™ has built in a 20% reserve into its financial model, greatly beyond the industry standard of 5%.

Plensy™ will use the crowdfunds for working capital. The early-bird investment offering, which includes a discount on the valuation cap and perks, will end on February 24, 2022.

More About the Immediate Plensy™ Team: 

Founder & CEO, Sam Errama, with a 20-year mastery of applying SaaS, Data, FinTech, SEO, Marketing, and Sales to multiple global sectors, including the automotive, gold, real estate markets, and industries alike, and Muralidhar Margapuri, CTO & Co-Founder of Plensy™ who held a 20-year position as Former Vice President, Information Technology for Citigroup & Banamex Global, Project Management Professional (PMP), Certified Information Systems Security Professional (CISSP), Information Security Compliance, and Anti-Money Laundering (AML) Technology application experience. He was awarded several times at Banamex, acknowledging his and his team’s efforts of colleagues in aligning with BUSA’s Four Pillars – Fortress Controls, Client Excellence, Employee Engagement, and Shareholder Return.

Kolosky is a polymathic business and marketing leader. Her roles have included International Business Development Director, Capital Fund Raiser, and Chief Growth Officer. She is known for pushing the boundaries of B2B and B2C globally. Brandi launched her own Marketing and PR firm 10 years ago. She then worked alongside the CMO & CFO of FIA Formula1 Electric Racing and helped curate the global race series marketing, sponsors, events, cross-branding, and investor relations. Her efforts introduced a $50M investment to the organization. Soon after she was contracted to solve an energy crypto mining problem, and in that time, she invented & deployed the by-pass of flare on oil fields to power Crypto Mining Pods. January 2020, Brandi became the Managing Director of DealBox, the World’s first Venture Capital firm utilizing Blockchain technology for Digital Securities Issuance where she oversaw roughly $400m in client marketing and investment raises. February of 2021, she onboarded as a Founding Member and Chief Growth Officer for Plensy™. 

Wefunder Campaign Page: https://wefunder.com/plensy 

We are ‘testing the waters’ to gauge investor interest in an offering under Regulation Crowdfunding. No money or other consideration is being solicited. If sent, it will not be accepted. No offer to buy securities will be accepted. No part of the purchase price will be received until Form C is filed and only through Wefunder’s platform. Any indication of interest involves no obligation or commitment of any kind.

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Business Finance Lifestyle Personal Finance U.S

Janee Clay of Wealthy Nurse Janee Leads Nurses to Break Free from Financial Struggles

2021-11-17 – Shreveport, LA – With over 10 years of nursing experience, Janee Clay of Wealthy Nurse Janee understands the mental and physical stress nurses work through every day. Her mission became to improve the lives of nurses. Feeling little progress from professional nursing organizations, she knew nurses needed more. That’s when she developed an interest in investing and finance. After delving into many books, courses, and programs, she learned much more than she originally intended, and she knew she needed to share the knowledge with her fellow nurses so they could develop the security and freedom that comes with wealth.

“Nurses are some of the hardest working people,” says Janee. “However, no matter how hard they work, they don’t get wealthy by being a nurse alone. We are told not to go into our profession because of money, but that doesn’t mean we shouldn’t care about it. Nurses deserve to know how to invest and build wealth. Nurses care so much for other people, sometimes they forget about themselves. I’m here to help them remember to take care of themselves and their futures.”

Janee first started sharing her journey and knowledge on social media as Wealthy Nurse Janee, but she realized social media simply would not truly make an impact. She began to mentor fellow nurses and developed her Wealthy Nurse Framework to help nurses build wealth. Janee gives an overview of her Wealthy Nurse Framework in these 5 steps:

Step 1: Developing the Wealth Mindset

Developing a wealth mindset is the foundational step to wealth creation. Mindset is integral to every following step, yet it’s easily overlooked. Most people developed a mindset based on what their families and friends told them when they were young. If a person was not surrounded by wealthy people they probably did not develop a wealth mindset. Think about the things a person may have been taught about money and the way they view the rich.

Many people wonder if wealthy people are just trust-fund babies who had everything handed to them on a platter. Or people think the wealthy had to work too hard and sacrifice their health or happiness to achieve wealth. Often people wonder why they work so hard but still have not become wealthy?

These mental blocks will make a person’s wealth journey much more difficult or even impossible. They need to learn to identify these negative thoughts and reframe them to the positive.

Step 2: Adopting positive financial habits

The next step is developing good money habits. In general, people know they should be saving and avoiding debt when possible, but they also know they should be eating right and exercising. Just because someone knows something does not mean they are doing it. The easiest way to make sure they are taking care of their future self is to pay themselves first. That means they take money out of their paycheck for savings and investments before spending on needs and wants. Even if they can only start with a very small amount, developing the habit is what is important.

Step 3: Investing in money-making assets

People should take the money they are saving and put it into investments to make more money. What kind of investment will depend on their goals (short and long term), ability to risk, and confidence in the asset. They should always invest in their own education first so they can gain confidence and understand what they are investing in.

Step 4: Building Multiple income streams

Nurses generally have good job security. However, the events of 2020 certainly showed nurses’ work is not guaranteed. Just like diversity reduces risk in investing, it also does with income. Additionally, nurses should be finding passive income streams to help supplement their income until it can completely replace their active income.

Step 5: Reinvest and Compound

After increasing income, the fastest way to build wealth is to take additional income and reinvest it. The more money available to invest, the faster it can grow. Beware lifestyle creep which is what usually happens. As income increases, the default is to also increase spending. A clever Wealthy Nurse will wait until passive income can support additional spending.

Bonus: Find a mentor

Finding a mentor for a personal wealth journey will make it faster and easier. Compare having someone give directions, buying a map, buying a GPS, or having someone in the passenger seat telling someone exactly how to get there. A mentor not only shows the way, but they are also there to hold a person accountable to keep them moving forward even when they feel lost or scared.

Knowing how beneficial a mentor is, Janee has launched her Wealthy Nurse Preceptorship, a group for highly motivated nurses wanting to build wealth with direct access and coaching with Wealthy Nurse Janee.

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Business Employment Energy & Environment Finance Technology

Brandi Kolosky Named One of the Most Inspirational Women

Brandi Kolosky has been selected as a nominee by Los Angeles Times for its annual ‘Inspirational Women Awards.’ With over 16 years of experience, she is a leading female in the Sustainability and FinTech industries. As a business development expert, she’s helped grow many companies around with her expertise in business development, marketing, public relations, and capital raising. Before moving to Los Angeles 2.5 years ago from Miami to join leading Cannabis, Venture Capital, and FinTech companies, Kolosky was hired to source low-cost energy for a crypto mining pod development company and invented the bypassing of flare on oil fields to power these mining operations, which is now Digital Stream Energy.

Los Angeles Times and B2B Publishing is excited to announce the Inspirational Women Forum & Awards event recognizing female business leaders who have demonstrated noteworthy success and accomplishments during the last 24 months. 

Brandi Kolosky is a polymathic business and marketing leader. Her roles have included International Business Development Director, Capital Fund Raiser, and Chief Growth Officer. She is known for pushing the boundaries of B2B and B2C globally. Her earlier career mentorship was under LINKS World Group, Marketing Expert & VP of Forbes LATAM, Edward De Valle, and led her to oversee the PR, Social Media & Ad buys for several Real Estate developments, including several Trump Properties before launching her PR, marketing, and business development company, House of Berlin, in 2012. 

Kolosky’s career leveled up when working directly with the CMO & CFO of FIA Formula1 Electric Racing. She helped curate the global race series marketing, sponsors, events, cross-branding, and investor relations. Her efforts introduced a $50M investment to the organization. 

January 2020, Brandi became the Managing Director of DealBox, the World’s first Venture Capital firm utilizing Blockchain technology. She oversaw roughly $400m in client marketing and investment raises.

Winter 2020, Kolosky was hunted and accepted the role as Chief Growth Officer of Plensy™, to interrupt, innovate, and revolutionize the financial ecosystem with a patent-pending DeFi lending points system known as Plensy™.

Her role with Plensy™ is to transform the antiquated traditional financial ecosystem and credit score rating, from the current loan processing methodology by offering lending services through the Plensy™ platform, starting with applying NFTs to Vehicle in what they are stamping as Auto Smart Loans. Kolosky’s current goal is to secure the Seed Round fundraising of $25m. 

More recently she has begun to collaborate with LogosCapital.io on her lifelong mission to create bonds and introduce the firm’s investment allocations focused on oceans, waters, forests, humanitarian, and smart cities. 

Lastly, Aspire Drinks, a healthy alternative energy beverage, has contracted her to supervise the West Coast expansion into Sam’s Club, Target, and Ralphs retail locations. And she is a silent partner in the first-ever design-build-lease industrial cannabis grow model, TriTerra.

Brandi has completed her certifications in Innovations of Financial Technology at the University of Michigan, Healing with Nutrition and Food as Medicine from both Health Science Academy and Monash University, as well as Certified to lead Sprints created by Google Ventures. 

Her past includes dancing professionally for 21 years and holds the Miss Gainesville / Miss FL Delegate titles. Kolosky is currently pursuing her helicopter and single-engine pilots licenses. 

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Automotive Computers & Software Finance Personal Finance World

Founder of Plensy™, Sam Errama, has been nominated for an Auto Finance Innovator Award

Plensy™ is proud to announce that its Founder and CEO Sam Errama has been nominated for the AUTO FINANCE INNOVATORS award. This award honors the industry’s movers and shakers and recognizes innovative new developments in the auto finance industry. The honorees will be announced on November 15th, 2021. “It’s an honor to be nominated,” says Sam Errama, Founder of Plensy™. “I’m excited to see what comes of it.”

Sam Errama created Plensy™ to transform the antiquated traditional financial ecosystem, known as the credit score rating, from the current loan processing methodology by offering lending services through the Plensy™ platform. Plensy™ is a completely new and a unique tokenized blockchain technique of disrupting the entire financing concept by removing the old approach of evaluating a borrower’s potential based on their credit score.

In addition, the 2021 Auto Finance Innovators Awards recognizes industry professionals that have made significant technological contributions to their company and the field. It comes on the heels of a year of major innovation in the auto finance industry.

Other notable nominees include, but not limited to, Tanya Sanders, Head of Auto at WellsFargo, Chris Nicotra, Head of Consumer Auto Lending Technology at Capital One, Kevin Singerman, CEO & Co-Founder of AutoFi, and Chris Depperman, VP of Finance & Insurance Operations of Berkshire Hathaway Automotive.

Plensy™ not only brings innovation to risk assessment but also revolutionizes the broader credit and finance market by tokenizing with NFTs as ” Auto Smart Loans”. The Plensy™ token is a digital asset that can be programmed to produce a yield, making it an attractive new class of digital securities.

Plensy™ has reached agreements with over one hundred twenty (120) dealerships in the United States and is pushing forward with an expansion in the $98B DeFi ecosystem. Some of the largest automotive groups in the United States, which collectively operate over a thousand (1,000) dealerships, are ready to offer Alternative Financing to their consumers.

More About Plensy™: 

Plensy™ is poised to disrupt several trillion-dollar markets with a simplified, fair, and intuitive points-based lending-system that expands marketplaces, diversifies risk, and streamlines the process for everyone involved. This would have enormous economic and social impacts! 

https://Plensy.com  

For more information on Plensy’s business model or Seed Fund Round, contact Chief Growth Officer, Brandi Kolosky, Brandi@Plensy.com  

Categories
Automotive Business Finance Financial Market Stock Market News

Plensy™, A Points-Based Lending-System Opens Seed Funding Round to Offer NFT Auto Smart Loans to Dealership Customers

August 24, 2021 – Los Angeles, CA – The Los Angeles-based FinTech startup Plensy™ announces the opening of its $25M seed funding round. Plensy’s patent-pending Points-Based Lending System will compete with digital lending platforms and banks by elevating the vehicle buying experience for both customers and automotive dealerships. For 3 years the team has been self-funding the developement of the technology and systems solving problems holding back the adoption of DeFi into the antiquated automotive sector by applying NFTs to Auto Smart Loans. Plensy™. 

Plensy’s mission is to replace outdated, discriminatory, and draconian credit scoring and lending systems with a smarter, honest, more ethical, and equitable approach to risk assessment and financing, based on real-time data analytics, artificial intelligence (AI), and blockchain technology using asset-backed Non-fungible Tokens

The AI algorithm authenticates protocols and information between the dealership and consumer that are inputted into the Plensy™ DMS (dealer management system) with both transparency and secured methods of verification stored on private and public nodes. Instead of a monolithic credit score often based on outdated or inaccurate information and prone to misuse, Plensy™ evaluates prospective borrowers based on their current buying power and true ability to repay a loan.  

Plensy™ not only brings innovation and a fresh perspective to risk assessment but also revolutionizes the broader credit and finance market by tokenizing with NFTs (converting to a digital format), coined as Smart Loans into programmable, yield baring, new and attractive digital asset class which can be purchased and sold on a state-of-the-art platform cryptographically secured with blockchain technology. The low interest rate that Plensy™ will compete with is desirable among investors looking for a good return on their investments and higher monthly income for dealerships. 

Plensy’s Unicorn pedigree includes addressable market, scalability, unfair advantage, timing coincidence, and its founding team:  

  • Sam Errama, Founder & CEO with 20 years of experience in the Automotive Dealerships and Data Marketing industries,  
  • Murali Margapuri, Co-Founder & CTO with 20 years of experience as CTO & VP of Citibank / Banamex global, and  
  • Brandi Kolosky, Chief Growth Officer with 14 years’ experience in Brand Marketing, Capital Raising, Blockchain & Mining Solutions, Global B2B & B2C Business Development and certified in Innovations in FinTech

 

Approximately one hundred twenty (120) dealerships have signed agreements with Plensy™, because of their attention in cross-pollinating and growing the $98B DeFi ecosystem together. Some of the largest automotive groups in the United States, which collectively operate over a thousand (1,000) dealerships, are ready to offer Alternative Financing to their consumers, beating the quota goal before the funding round began. Plensy’s current financial model only predicts 1% of the $1.4 trillion auto loan market (300 dealerships) — proving the Plensy™ model is the future of car buying. There isn’t competition. There is only coopetition. 

This new approach creates a net positive social and economic impact as millions of previously ostracized consumers are welcomed into the marketplace and new financial opportunities are created for both lenders and borrowers.    

In 2015, the US Congress declared credit scoring to be a monopoly controlled by just one organization, FICO. This monopoly provides credit scoring for more than 90% of the top US lenders. FICO’s credit scoring system leaves over 26 million Americans “credit invisible” and an additional 19 million un-scorable.  

Sam Errama, Chief Executive Officer of Plensy™, expresses: ”We intend to disrupt the antiquated automotive financing ecosystem by delivering asset-backed tokenized loans.”” 

More About Plensy™: 

Plensy™ is poised to disrupt several trillion-dollar markets with a simplified, fair, and intuitive points-based lending-system that expands marketplaces, diversifies risk, and streamlines the process for everyone involved. This would have enormous economic and social impacts! 

https://Plensy.com  

For more information on Plensy’s business model or our seed fund, contact Chief Growth Officer, Brandi Kolosky, Brandi@Plensy.com  

Categories
Finance Living Non Profit Professional Services U.S

Champions for Veterans is Helping US Military Veterans Increase their VA Ratings

November 1, 2021: Champions For Veterans has proudly announced that it has created an online coaching program to assist US military veterans increase their VA rating. The US-based organization is devoted to coaching and training veterans as they pursue the VA disability rating that they rightfully deserve from the Department of Veterans Affairs. Moreover, the organization is on an inspiring mission to help 100,000 veterans get the rating they deserve by the year 2025.

“Our online VA Rating Program is exclusively designed for our brave men and women, who fought for our great country, and it is aimed at helping them get their VA rating increased.” Said Ranger Johnson, the Master Trainer at Champions for Veterans, while talking about the online VA rating program. “We take great pride in offering money-back guarantee if our students don’t increase their rating after working with champions for veterans.” He added.

According to CEO Gino Johnson, the organization is particularly aimed at helping the veterans facing trouble navigating the Veteran Affairs process and obtaining the VA disability rating that they have earned. The organization helps veterans maneuver the VA system much easier by giving them the tools necessary to efficiently and effectively get the rating that they have rightfully earned.

In addition, this one-of-a-kind online coaching program has been created by a father-son duo with an aim to assist US military veterans to increase their VA rating. The founders of this organization believe that all veterans deserve the benefits they have earned, and they pride themselves in being an advocate for them. Military veterans have put their lives on the line in defending the interests of the United States overseas and having an increased VA rating is their fundamental right.

“Our organization is so confident in the usefulness of the RANGER Method that we offer a 100% money-back guarantee if our product does not help you increase your VA rating in 12 months.” Ranger Johnson added. An increasing number of military veterans have successfully completed this training, and they are now earning the benefits of an increased VA rating. Moreover, many have testified in their testimonials and reviews regarding the usefulness of this method, and the overall benefits of this training. 

Categories
Business Education Finance Financial Market Personal Finance

Finesse Your Fear Academy Launched to Expand Economic Opportunities in Communities of Color

A wealth coach and successful entrepreneur has launched a new initiative to help minority female business owners to build profitable businesses. Latesha Isbell Howard’s ‘Finesse Your Fear Entrepreneurship Academy’ is now open for enrollment.

Find out more at www.finesseyourfear.com

There is no denying the significant wealth and opportunity gaps between minorities and whites in the U.S.

In an effort to expand economic opportunity in communities of color, Latesha Isbell Howard is launching the “1K to $100K” campaign. The focus of this initiative is to help 1,000 minority female entrepreneurs to cross the $100,000 revenue mark. To accelerate achievement of this goal, her company, Savvy Diva Enterprises, is proud to announce the launch of the Finesse Your Fear Entrepreneurship Academy.

Finesse Your Fear Entrepreneurship Academy students will experience a robust 12-week online curriculum designed to equip them with the knowledge and resources to start and run a profitable business. Latesha has partnered with industry experts to deliver high-quality content on a variety of topics critical to business success.

·        Entrepreneurial Mindset guest presenters: LaTunja Caster PhD and Tommi Billingsley

LaTunja Caster, Ph. D. (affectionately known as “Dr. Everything”) is the owner of Next Level Consulting Group, and the founder of the W. E. One Project, a nonprofit. She provides support and resources in the development of people, families, and communities. Latunja is the co-creator of The Purpose Program and The Southern Network Girls, LLC. which is a safe zone for women entrepreneurs to develop purpose, power, and profit.

Tommi Billingsley is a mother and a community builder with a passion and drive to help women and communities of color feel empowered and capable of reaching their most ambitious dreams. She owns two successful brands, Flygirlshhh (a t-shirt line) and The Fearless Queens (a women’s empowerment company).

·        Legal Protection for Your Business guest presenter: Dana Blue Esq.

Attorney Dana Blue is on a mission to strengthen the minority business community by empowering entrepreneurs with tools and resources to legally protect their business through registered trademarks. Dana Blue Law focuses on clearing and protecting names, logos, and slogans you use (or intend to use) to advertise and sell your products and services.

·        Bookkeeping & Taxes guest presenter: Jean Toney

Jean Toney is an Accountant, small business owner and co-founder of two non-profits who is gifted at one thing – putting strategies in place that take your vision to the next level! Her company, JT Financial Services, offers bookkeeping, tax preparation, mortgage, and credit repair services.

·        Technology, Systems, & Automation guest presenter: Renee Simpson

Renee Simpson, systems and automation addict and self-proclaimed Savvy Gal, helps female entrepreneurs launch, manage, and scale their businesses by implementing systems and automation.

·        Human Resources guest presenter: Joy Pittman

Joy Pittman is a Human Resources Strategist and Thought Leader working to close the racial wealth gap for Black business owners and the people they employ. Affectionately known as the “Olivia Pope of HR,” Joy puts her years of human resources management experience to work supporting black women owned start-ups and small businesses as they hire, build and develop their teams .

·        Government Contracting & Grants guest presenter: LaShonda Bracey

LaShonda Bracey is a serial entrepreneur, author, sought-after training guru and creative visionary. She is the CEO & President of Health-Works and ASAP Training and Course Development. This inspiring entrepreneur is making strides in the world of government training and consulting.

·        e-Commerce guest presenter: Stacey Quinn

Stacey Quinn is the CEO of Bossy Glamworks, LLC, an online women’s clothing boutique, where she’s committed to offering a broad range of stylish and unique garments and accessories for fashionable entrepreneurial women. Stacey has scaled her company to generate nearly a quarter of a million dollars in sales thus far in 2021.

·        Non-profits guest presenter: Tykeysha Boone MPH, CNC

Tykeysha “Ty” Boone serves her community as a published author, speaker, volunteer SCORE Mentor, programs and development strategist and capacity cultivator. Ty has more than 20 years of experience in academic and clinical research, community program planning, and nonprofit management and development.

·        Marketing guest presenter: Tiffany Huddleston

Tiffany Huddleston is a marketing master; connecting companies to new prospects with digital ads and converting leads into buying clients through automated funnels. As Director of Marketing at Strike 3 Marketing firm, she deploys her fourteen years of experience in digital marketing and marketing automation technologies to help her clients generate more traffic and conversions.

·        Branding & Public Relations (session 1) and Networking & Sponsorships (session 2) guest presenter: Shadonna “Mo” McPhaul

CEO ShaDonna McPhaul, also known as ‘Mo’ is a combat veteran with 20 years of loyal service to the United States Air Force. She merged her compassion and entrepreneurial spirit and created Mo’s Heroes Inc. (a non-profit dedicated to serving veterans) and The Mo You Know Marketing and Media Consulting Services.

Latesha will facilitate the remaining sessions: Creating a Business Plan, Setting up Your Business, Funding Your Business, Additional Revenue Streams, and Personal Credit. The ultimate goal of the Finesse Your Fear Entrepreneurship Academy is to empower students to walk confidently into entrepreneurship armed with the knowledge and a blueprint to build a profitable business.

As CEO of Savvy Diva Enterprises, Latesha offers consulting services in which she assesses her client’s current business operations to help them develop an actionable plan to increase profitability and fundability.

As part of the process, clients gain insight into how lenders and credit providers may view the business to allow them to develop their plan for funding success. The goal is to ensure that clients set up their business credibly; establish a positive business credit profile and score quickly; obtain vendor, store, fleet, and cash credit in their business name without a personal guaranty; and become more ‘lendable’ by building their business credit properly.

A spokesperson said: “Running a small business is both rewarding and challenging. Savvy Diva Enterprises is here to empower you to do what you do best. We provide you with customized business solutions and the resources you need to help you take your business to the next level.”

Latesha is also a stage 3 breast cancer survivor who also speaks about her journey to overcoming cancer with a message of faith and the power of positive thinking.

To find out more, interested parties are invited to visit the link provided.