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Business Government & Politics News & Current Affairs Technology U.S

Is Plensy™ Leading the Race Against President Biden’s Proposed Public Credit Reporting Plan?

The Credit Reporting and Lending Industries have long needed a breakthrough in alternative scoring and lending. Now more than ever, especially due to the COVID-19 economic hardships brought on by COVID-19, creditworthiness is perilous for citizens of the United States and globally. In March of 2020, then-Senator, Vice President Kamala Harris, publicly Tweeted, “We must suspend wage garnishment, car repossessions, credit card interest and penalties, and any negative credit reporting for the duration of the pandemic (including for at least 120 days after this is over).”

Several years ago, the Founder & CEO of Plensy™ Sam Errama, who provides Lead Generation services for Automotive Dealerships through his company Pownder®, recognized crippling profit margins and punished consumers. These dealerships’ sales departments expressed their inability to provide loan options to customers, and Mr. Errama dived into creating a new points-based lending system and platform called, Plensy™.  

Sam Errama further elaborates, “After witnessing firsthand numerous potential buyer’s credit reports with low or no scores at all in the automotive market, I knew the painful car buying and lending process needed disruption.”  

The credit scoring system used by Americans today was implemented in the ‘80s using an antiquated mathematical algorithm equation. Plensy™’s new lending-points system leverages modern data analytics and algorithmic models to accurately assess a borrower without Increasing credit risk or any basis of discriminatory racial effects and is set to begin beta testing with the automotive market in 2022. By expanding the marketplace, diversifying risk, and creating social impact, Plensy™ is the most intricate and needed part of the equation to disrupt the monopolized for-profit companies —Experian, Transunion, and Equifax.   

Two hundred twenty million US Citizens’ social security, lending collections, and payment data are absorbed by these companies without consumers’ permission or approval, punishing them on race, hospital bills, inquiries, and everything in between. In addition to charging a subscription fee to view credit scores, the big-3 even lower consumer scores when their credit is pulled for lending or applications for homes. 

Demos, a think-tank organization, published a paper written by Associate Director Amy Traub in April of 2019, titled “Establish a Public Credit Registry”; now under Biden’s plan, the monopoly is under a financial microscope. Plensy™ is leading the race and well ahead of this proposed campaign.  

“Plensy™ has solved it. It’s time we evolved with it. So, humanity can thrive, not just survive, by bringing blockchain technology and asset-backed tokenized loans to the credit and lending industry. We are ready to engage with like-minded VC’s and Angel Fund Groups to pursue this endeavor further,” Brandi Kolosky, Chief Growth Officer of Plensy™, further expresses.  

While past performance may be a sufficient indicator for a borrower whose financial circumstances have not changed, that is not the case for many borrowers. In addition to traditional jobs and professions, many borrowers supplement their income through non-traditional means such as e-commerce, multi-level marketing, app driving, and food delivery services. Financial conditions change rapidly, and failure to acknowledge those changes puts a borrower at a significant disadvantage. 

Under the traditional model, a borrower’s credit score can be updated monthly or at least every 45 days. This lag in real-time data is woefully inefficient for today’s fast-paced economic environment, where transactions can be completed within a matter of nanoseconds using blockchain technology.

The current credit scoring system does not consider other important factors, such as government regulations, market conditions, the borrower’s expenses, employment history, the loan terms, or the total down payment the borrower is willing to pay on the transaction.  

The process to obtain lending-points is simple and without cost, through the Plensy™ App. Connect your bank accounts, add proof of rental or mortgage payment history, upload copies of your legal identifications such as driver’s license or passport, as well as additional variables that can raise your lending points.  

Plensy™ issues these lending points based on a lending point application programming interface (API) that inputs the data into the Plensy™ algorithm. The API is available to sellers and calculates the borrower’s tier-based upon relevant data inputs. A borrower may change their tier anytime, without penalty or fees, by changing input variables, such as the amount of down payment, the purchase of warranties or additional insurance, or liens on other assets. 

Once the loan terms are agreed upon, and the parties enter into a contract to repay the loan, the loan contract is uploaded on the Plensy’s digital platform. A smart contract created by blockchain technology allows full transparency of terms to all interested parties. The asset, title, and tokens associated with the loan are all linked by a smart contract. Tokens are released to the network for trading based on the value of the asset. Plensy™’s Blockchain technology allows for transparency of a digital asset’s current value by maintaining a decentralized public ledger available to the public.  

More About: Plensy™ is a patent-pending points-based lending platform on the blockchain. We seek to disrupt the antiquated automotive lending system by offering asset-backed tokenized loans.

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Business Computers & Software Marketing & Sales Retail Technology

OnlineBusiness.com Reports Top Public Domain Sales for August 2021

New York, NY – To conclude Q3 of 2020, OnlineBusiness.com looks at the top domain sales for the month of August. Domain sales continue to stay hot for the year with many names selling for top dollar without any slow down for this trend. As a digital marketplace for premium domains and starter sites, OnlineBusiness.com always looks at the latest domain sales and looks to keep their audience in the know for the latest trends and notable sales. 

For the month of August 2021, according to DNJournal.com, the top three highest report domains are:

  • Marketing.com for $2,500,000
  • WorldClass.com for $400,000
  • Bowman.com for $281,000

Following last month’s press release highlighting the demand of domains with all-time high sales continuing, Marketing.com is the latest domain to sell in the 7-figure range. WorldClass.com and Bowman.com both sold in the 6-figure range to round out the top 3 reported domains sold in August 2021.

As OnlineBusiness.com reported last month, more businesses are continuing to reexamine their digital strategy to ensure a strong digital footprint as consumer habits have continued to shift to online stores.

“Blockbuster domain sales in the six and seven-figure range continue to take place with no signs of slowing down. Across the board in every industry we see more companies realizing the importance of acquiring their best name – and that usually means paying top dollar for a .com” said Michael Santiago, founder of OnlineBusiness.com.

Demand for domains, especially consumer-facing premium domains, has increased and is projected to continue trending upwards throughout 2021. OnlineBusiness.com continues to add to its domain portfolio in emerging industries such as CBD, Cannabis and Cryptocurrency.

To learn more about OnlineBusiness.com, visit their website or learn more by contacting the team directly at contact@onlinebusiness.com.

About OnlineBusiness.com

OnlineBusiness.com is a digital marketplace for premium domains and starter sites. They specialize in helping their clients to acquire the best domain name to increase credibility and brand power. Currently, they list over 3,500 domain names with a combined valuation of over $5M. To learn more visit https://www.onlinebusiness.com.

Contact Information

OnlineBusiness.com Media Team

contact@onlinebusiness.com

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Business Marketing & Sales Media & Communications Retail Technology

Why .com Domains Rule in Customers’ Mind Says OnlineBusiness.com

New York, NY – Since the invention of the internet back in the early to mid 1990’s, the dot com domain extension has always been synonymous with the world wide web. Categorized as a gTLD, Generic Top-Level Domain, which is the last end of a domain name after the dot, ‘.com’s’ make up the core group of gTLD including .net, .org, and .info. And while new gTLD extensions continue to pop up as the internet expands and innovation comes to fruition, dot com is still considered the ideal gTLD for businesses and investors. OnlineBusiness.com explores some examples that highlight dot com’s continued dominance and also discusses the future of gTLD extensions. 

“Having the ability to control and manage a unique domain name or brand across multiple extensions is very powerful,” said Anthony Santiago, Marketing Director at OnlineBusiness. “First, your brand is protected from others for such a small investment if you are hand registering. The .com extension will always command a higher price in the market due to user behavior online. The .com is synonymous with a website. Other extensions like .co are a suitable replacement if the .com is not available.”

One example OnlineBusiness.com highlights that clearly shows the importance of a dot com domain in today’s digital landscape is Mural. Mural is a company that has tripled its annual recurring revenue in the last year and has switched its domain to Mural.com assumingly paying a high price tag to acquire it from Grupo Reforma, which is one of the largest print media companies in Mexico. They originally were known as Mural.ly and then switched to Mural.co before ultimately switching to Mural.com. 

Mural may have started with the domain Mural.ly to align with the trend with the increase in popularity of these ‘new’ gTLD such as .co’s, .io’s and .ly’s in recent years. However, as one can see there came a point in which Mural felt it was in their best interest to acquire and rebrand to Mural.com as they continue to grow in brand and revenue. Since acquiring the domain, they have raised another $50 million in Series C funding this year.

This isn’t to say with dot com still averaging 3 out of 4 every gTLD domains, other gTLD haven’t tried to innovate the market. Since 2011, ICANN, The Internet Corporation for Assigned Names and Numbers, assigned to unify the internet, has allowed companies to register their own gTLD such as .oldnavy and .google. And although some companies are looking to be at the forefront of this, there are other companies that have scaled back their efforts in this arena. 

Three dot brand TLD experiments have called it quits this year which included a university, an insurance company and a consumer goods company and have cancelled their TLD brands:

  • Royal Melbourne Institute of Technology (RMIT University) (TLD: .rmit)
  • Swiftcover Insurance Services Limited (TLD: .swiftcover)
  • Dabur India Limited (TLD: .dabur)

Due to saturation of the core gTLDs and new TLD trends, as mentioned in a 2018 Wired feature, it may very well be that the landscape may start to shift to give more market share to other gTLD extensions within 5 years but as it stands .com’s still hold the most value for companies and organizations looking for a premium domain today.

To learn more about OnlineBusiness.com, visit their website or learn more by contacting the team directly at contact@onlinebusiness.com.

About OnlineBusiness.com

OnlineBusiness.com is a digital marketplace for premium domains and starter sites. They specialize in helping their clients to acquire the best domain name to increase credibility and brand power. Currently, they list over 3,500 domain names with a combined valuation of over $5M. To learn more visit https://www.onlinebusiness.com.

Contact Information

OnlineBusiness.com Media Team

contact@onlinebusiness.com

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Business Marketing & Sales Professional Services Retail Technology

OnlineBusiness Shares Key Points in Selecting the Best Domain Name for a Winning Brand

As mentioned in an earlier report, OnlineBusiness.com, a digital marketplace for premium domains and starter sites, has seen a surge in the sales of premium domain names across all industries. Based on the team’s research, there is a direct correlation between the pandemic that struck in the middle of 2020 and a seemingly increased importance on having a digital presence and a proper digital marketing program. That digital presence arguably starts with a proper domain name. 

“We have seen rebrands and purchases of premium domain names on a scale we haven’t seen in recent years. This only continues to reemphasize the importance of having the best domain for your company or organization, especially in today’s business environment,” said Anthony Santiago, VP of Marketing at OnlineBusiness.com.

There are many factors to consider when choosing a domain for one’s business and brand. OnlineBusiness breaks it down into four factors:

Brevity – Try for a domain that is shorter than 7 letters and no more than 3 syllables to keep the domain as memorable as possible.

Generic Value – If a domain is one that can have a broad usage, a company allows themselves the flexibility to expand their brand or products without a potential pigeon hole with a too specific domain. This allows one to stay future-proofed for unexpected pivots or expansions.

Keywords/High DA – If the domain is a competitive keyword or search term, it already has a competitive advantage. The domain may already have an audience and can bring immediate traffic at the offset. 

Another plus would be the domain having a High Domain Authority score which typically means there are a substantial number of authoritative sites linking to the domain.

Brandability – If the domain is catchy, it has a higher chance of being memorable and also brandable which when combined with a well-thought-out marketing strategy, gives a domain the best chance at success.

It’s important to mention that these are only general guidelines and there have been many successful domains and companies that have not followed these practices. Along with choosing a proper domain, the marketing strategy is just as important once the domain is acquired and put to use. Properly marketing one’s company online with the domain is the next step towards having the formula to capture the mindshare of the right target audience.

To find a domain that best fits a company or brand and to learn more visit the website of OnlineBusiness.com or learn more by contacting the team directly at contact@onlinebusiness.com.

About OnlineBusiness.com

OnlineBusiness.com is a digital marketplace for premium domains and starter sites. They specialize in helping their clients to acquire the best domain name to increase credibility and brand power. Currently, they list over 3,500 domain names with a combined valuation of over $5M. To learn more visit https://www.onlinebusiness.com.

Contact Information

OnlineBusiness.com Media Team

contact@onlinebusiness.com

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Business Marketing & Sales Media & Communications Technology U.S

Haily AI grows as a viable business assistant solution. AI Exosphere gets NSF pitch approval for Project Hail, aka Haily AI.

Orlando, Florida—August 17, 2021—Today, AI Exosphere, a new startup, announced the pitch for Project Hail (aka Haily AI) was accepted for business innovation by America’s Seed Fund. 

America’s Seed Fund powered by NSF awards $200 million annually to startups and small businesses, transforming scientific discovery into products and services with commercial and societal impact. Startups working across almost all areas of science and technology can receive up to $2 million to support research and development (R&D), helping de-risk technology for commercial success. 

America’s Seed Fund is congressionally mandated through the Small Business Innovation Research (SBIR) program. The NSF is an independent federal agency with a budget of about $8.5 billion that supports fundamental research and education across all fields of science and engineering.

AI Exosphere’s primary focus is on developing Haily AI, a voice chatbot business assistant, which will help increase inclusion, accessibility, and scalability to the online marketplace.

Haily AI built with GPT-J, the best-performing publicly available Transformer [language model] in terms of zero-shot performance on various [down-stream] tasks.

“It’s an honor to have our initial pitch accepted by the NSF. We will be working on the full proposal in the weeks ahead,” said Sal Peer, CEO of AI Exosphere.

With possible NSF resources, our goal is to broaden Haily’s scope to bridge the gap between technical and non-technically savvy business owners, entrepreneurs, and creators while supporting enterprise-level inbound call volume. 

AI Exosphere will evolve to many business use cases, while our Phase I goal is to ensure smooth voice operations.

About AI Exosphere

At AI Exosphere, our focus is on Project Hail (Haily AI), an AI voice business assistant who can take complex digital actions and act in a sales and customer support role.

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Business Computers & Software Marketing & Sales Media & Communications Technology

AI business assistant set to disrupt customer service and sales automation from AI Exosphere with Project Hail (aka Haily AI)

Orlando, Florida—August 12, 2021—Today, AI Exosphere, a new startup, announced it has been working on Haily AI “skills” that can take complex digital action on behalf of its users.

AI Exosphere’s primary focus is on developing Haily AI, a voice chatbot business assistant, which will help increase inclusion, accessibility, and scalability to the online marketplace.

Haily AI will be the first business assistant that carries an organic conversational flow while executing digital actions seamlessly in the background for its operators.

AI Exosphere has secured GPU resources from Coreweave to handle the training and development of Haily AI business assistant. As a result, we feel confident in delivering the world’s first inclusive, fully scalable business AI assistant.

Haily AI built with GPT-J, the best-performing publicly available Transformer [language model] in terms of zero-shot performance on various [down-stream] tasks.

“We’re going to empower the entrepreneur and enable everyone to have truly equal opportunity and scalability.” – Sal Peer.

Our goal is to broaden Haily scope and bridge the gap between technical and non-technically savvy business owners, entrepreneurs, and creators while supporting enterprise-level inbound call volume. AI Exosphere will evolve to all business use cases, while our Phase I goal is to ensure smooth operations.

About AI Exosphere

At AI Exosphere, our focus is on Project Hail (Haily AI), an AI voice business assistant who can take complex digital actions and act in a sales and customer support role.

Learn more on our website.

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Business Services Technology

Press Release Distribution Platform – Competitive Advantages

BANGKOK, Thailand — A B2B press release distribution platform, Release Media, has arrived on the B2B scene and has a lofty commitment to deliver value and quality to its clients by promising a high return on investment for its low cost and high quality services.

The concept is simple: Release Media will craft high quality press releases and distribute press releases to the largest media outlets at the lowest cost on the market. The company uses high quality software and automation to streamline processes. Basically, clients of Release Media will pay ultra-low costs —approximately one sixth of what competitors are charging — and will have the opportunity to charge their clients a markup cost of up to 600 per cent more based on market value for writing and distributing press releases.

According to a Release Media’s chief technology officer Peter Emanuele, “Your clients have set high expectations for you to get press coverage and it’s up to you to deliver the best service, while also ensuring your business is profitable.” He adds, “Our company adds tremendous value by streamlining distribution to the largest, targeted media outlets.” 

While Release Media is a new platform for press release distribution, it is built on decades-long knowledge and expertise and uses existing infrastructure from years of experience in e-commerce, digital services, B2B technologies and marketing. Here’s what the company offers:

Guaranteed ROI. Release Media’s platform costs a fraction of the cost of its competitors. In addition, agencies can charge clients up to 600% more than they’re paying for Release Media’s service.

Turnkey solutions. Agencies get to focus on their customers and submit their press release requests and niche information through a highly interactive and user-friendly dashboard.

Easy Reporting. Each press release distribution is accompanied by a full report to track its metrics.

Targeted impact. Press release distribution is fully targeted by industry and its respective publications. Clients will see their press releases appear in media outlets that have the greatest impact for their brand or product.

Customer service. Release Media prides itself in being responsive to its customers’ complaints or inquiries.

Easy-to-use technology. Clients can access the dashboard online and don’t have to download any sophisticated apps or software.

“If you have questions or would like more information, we invite you to connect with our team,” says Emanuele. 

For more information or to contract Release Media, please visit https://release.media. 

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Building & Construction Manufacturing & Industry Professional Services Technology U.S

Fall Protection Distributors has Released a Horizontal Lifelines Collection

All of the horizontal lifelines are made from high-quality materials and are backed by strong warranties. They are extensively tested and awarded industry-backed safety and weight ratings. In addition to being tough and reliable, the systems are also designed for ease of use. Most systems can be deployed in a matter of minutes, needing only an anchor and attached personal gear in order to function. Systems also include shock absorbers, automatic retractors, and additional safety features that make them easier and safer to use.

Even with the larger lifelines, assembly does not require specialized tools or know-how. The larger systems can simultaneously anchor up to eight workers at a time, and no specialized engineering is necessary for deployment. Any worker can safely operate these safety devices in order to protect themselves while they go about their business.

The collection can be categorized into two different applications. Roof trussing and upgrade kits make up the bulk of the listings and provide enough safety for the majority of roof-related work. Each item in the catalogue was carefully selected to do a common job in horizontal and fall safety.

Roof trussing systems provide sustained protection for workers in high places. The FallTech 2 person system provides 50 feet of security in a simple trussing system that provides shock absorption and self-retraction. It is perfect for work on smaller roofs and sections. With 50 feet of the safety line, two workers can get a lot done.

The four-person system takes the same principles and extends protection with variable length ropes ranging from 30 to 100 feet. As jobs get more complicated, the variable options in this kit allow for more flexibility without compromising the core premise of safety.

For temporary setups, the Malta 60’ Cable Assembly is perfect. It has adjustable cabling and shock absorbers, all designed for work from elevated concrete or I-beams. The two posts and fall protection cable assembly are incredibly easy to use and fast to deploy. The entire kit consists of three certified pieces, making it one of the simplest assemblies available.

Upgrade kits are also available for improving roof stability and the overall functionality of anchor systems. The SSRA 100’ kit provides 4 anchors with 2 anchor plates. It includes line tensioners, carabiners, o-rings, and cross arm straps, plus a storage bag to keep it organized and ready to move. It works in conjunction with existing SSRA1 anchors and SSRA3 anchor plates to expand the system and keep more people safe at variable distances.

The Ultimate Pro Pack pushes safety to a whole new level with 8 SSRA1 anchors and 4 roof jacks. It includes a torque wrench, a 100’ horizontal lifeline, 5,000-lbs. D-ring and everything needed for assembly and use. Designed specifically for roofing contractors and solar installers, it is an ideal system for a wide range of work. It is also supported by a lifetime warranty.

Horizontal lifelines are essential to an entire industry of work. People performing tasks on high surfaces need fall protection, and they can get it from the items in this catalogue. You can browse the entire collection at Fall Protection Distributors. Additional catalogues and safety tools are available for vertical protection, roof clamping and more. When you need lifelines or protection for work that takes place off of the ground, you can find it with Fall Protection Distributors.

You can also reach us on Facebook, Twitter, and YouTube. Follow us to stay up to date with the latest equipment and news regarding fall safety.

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Computers & Software Employment Human Resources Technology Telecom

MD Tech Invites Future Tech Titans to its Tech School Open House.

WHEN: Saturday, June 12, 10 a.m., to 3 p.m.

WHERE: 100 Exploration Way, Hampton, Virginia 23666

MD Tech, a leader in IT training and mentoring, is hosting an open house for anyone interested in a rewarding and successful career in information technology.

The event is at a MD Tech’s learning center in Hampton, Virginia, and features food, refreshments and a prize giveaway for visitors in attendance.

The open house will provide opportunities to tour MD Tech’s state-of-the-art learning center and speak with trainers about the company’s student-focused teaching philosophy and hands-on training, which has two learning tracks:

• Career-path training in IT help desk, cyber security and junior network engineering

• Certification training in Security Plus, CASP, Microsoft, CCNA, ITILV4, and more

“MD Tech’s goals is to provide students with a learning environment that will lead them to a life-long career in the dynamic field of information technology,” said Lance Durante, president and CEO at MD Tech. “An open house is the best way to share our unique training with potential students and showcase the exciting career opportunities in IT.”

The Bureau of Labor and Statistics reports that computer and IT jobs will grow 11 percent through 2029, a higher rate than all other occupations. The median salary for jobs in this sector was $91,250 in May 2020, which was more than double the median annual wage for all occupations.

MD Tech’s students can take advantage of online, in-house and onsite classes and get additional assistance with resume preparation and interview skills. Also, the company offers special programs for students with autism.

“MD Tech is working with nonprofits and parents of autistic students to help with training and job placement. With tech salaries starting at about $45, 000, we can help individuals in social services find meaningful careers that could lead to earning more than $100,000,” said Mr. Durante.

About MD Technical School, Inc.

MD Technical School is a SCHEV approved Virginia-based Company providing, IT Training and Testing changing lives one at a time.

We focus on providing students with a learning environment that will lead them to a career in information technology. Our goal is to provide students with an environment that will make learning fun and exciting. Our 100 percent hands-on training helps students speak, implement and manage technology with marked results in just a few weeks. We provide IT training for Cyber Security, Networking, Helpdesk, CASP, Security Plus, and CCNA. Our training has two focuses “Career Path” and “Certifications.” In our Career Path training, we offer Helpdesk, Cyber Security and Jr. Network Engineering. IT Certification Training courses follow-up Career Path Training and include Security Plus, CASP, Microsoft, CCNA and more. The combination of the two forms of training increases each students’ the ability to obtain full-time employment with government and commercial companies. Learn more at mdtechnicalschool.com

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Business Services Technology

Web Designer and Comic Book Enthusiast, Brennen Jones, is Changing How Businesses Get Online by Becoming Their Web “Superhero”

“Everyone needs a website.”

That’s always been Brennen Jones’ motto whenever he comes across anyone looking to debate him on the merits on whether or not they should invest in getting a website built for their business. Or whether one is even needed at all.

“The world is at our fingertips at the push of a button. In this day and age, when everyone is online, I really don’t understand how a business can even think that it’s even okay to not have a website,” Brennen explains.

“If you want a website and price is an issue. Because for many people it is, especially during this pandemic. It still doesn’t mean that you should accept any old solution. You have options. You don’t have to settle.”

This is where Brennen and his company P.S. Web Pros come into play. They’ve marketed themselves to be a hero of sorts. The “web hero” that you and your business deserve and need. Brennen has been doing this for well over 15 years and takes pride in being able to help brands and businesses find their way online.

“I’m a comic book nerd. I mean the type of nerd who has the entire Black Panther comic book collection on hand, and the reason why I bring Black Panther up is that he’s a hero that has always been about his people and helping them out with whatever problems they may have or facing those problems together. It’s like how when Thanos showed up in Wakanda, Black Panther was right there and on the frontlines. This is what I meant earlier when I said how one should never settle for a website. I’ve seen folks scammed paying 20 bucks or something like that for a website. And the site simply isn’t functional at all nor does it have a professional look.”

“Like Black Panther, we’ll face that problem of you getting online together. I’ve developed a system that will give you that professional presence that you should have for your brand, for as low as $99 by us working together with one another.”

“We have other packages as well that are higher priced, but the endgame (pun intended) for anyone who contacts us and is in need of an online presence, is to simply get them online. We have options for every budget.”

P.S. Web Pros will share with their clients their knowledge and tricks of the trade, in order for them to make the best-informed decision and create a true partnership…like Batman and Robin.

And of course, T’Challa and Shuri.

For more information on P.S. Web Pros, visit https://pswebpros.com.

Press Release Distributed by The Urban Twist and YourTwistPR.